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In 2008, a historic credit crisis occurred in the United States. Prior to this credit crisis, credit was readily available; maybe it was too available. Many argue that much of the credit crisis was in part due to the very loose (easy) lending standards of the banks.

After the start of this credit crisis, all lending, including mortgage lending, became restricted to only applicants who had very high credit profiles and scores. It was at this time that a successful, seasoned Mortgage Loan Officer, Chris McConville, began to look into what credit repair options were available to his clients who needed credit help.

His research into the available credit improvement options to consumers revealed two big issues.

2 BIG ISSUES OF AVAILABLE CREDIT REPAIR

  1. BEWARE OF FRAUD: Many companies seemed to be scams preying on desperate consumers who would pay anything to have better credit. Based on his long lending and credit reporting history, he knew that any company that claimed to make any consumer have perfect credit overnight was a scam.
  2. LEGIT COMPANIES: The problem with the legit companies was most of them limited the amount of credit repair work they performed and provided little to no credit education making credit improvement take forever. He expected this type of business plan was to encourage consumers to stay in the program for years making the company more money at the consumers’ expense.

THERE HAD TO BE A BETTER WAY

In 2008, Chris McConville saw an opportunity to help consumers using his credit experience so he created Cure My Score. From the onset, Cure My Score was designed to operate differently. Cure My Score provides real credit education which helps their clients understand how to maximize their credit scores for life. Cure My Score does not hold a magic credit wand; they understand credit and what it takes to get the credit improved. Cure My Score does not limit the number of inaccurate, outdated or unknown accounts they work on, nor do they make false promises and promote that credit greatness will come overnight. Cure My Score provides affordable, real credit education and credit repair allowing their clients to master their credit profile.

10 YEARS LATER…

*Immediate family members include client’s spouse, domestic partner, children 17 and under, children 18 and older provided they are registered in higher education as a full-time student and any additional person who is listed as a dependent on the client’s recently filed Tax Return.

we know credit

Proud Member of

National Association of Credit Services Organizations

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