We spend a great deal of time teaching our clients this. The short answer is there are many different scoring models (some real and some fake) and each of these models typically result in a different score which changes each time there is a change on your credit report.
Credit Reporting / Scoring Expert, Chris McConville is the President of Credit Education at CureMyScore.com and founder of myexpertcreditwitness.com where he works as an Expert Credit Witness in both Federal and State Court. With working in the credit and mortgage fields since 1991, he’s dedicated to sharing his knowledge to educate consumers.
