The sad truth is many companies pay to have their name show up first with search engines like Google and Yahoo. Is ranking high or a company claiming they are “the best” alone enough to earn your business?…
Read More
Almost daily I get asked why do I have so many different credit scores and which one is my real score. I understand the frustration consumers have related to not knowing what their real scores are…
Read More
I blogged in the past about what a good credit score is but I wanted to address what a bad credit score is. Consumers’ perception of what a bad credit score is will differ. For the most part, I would say a bad credit score…
Read More
Be careful, its Christmas morning time for ID Thieves. This is the only time of year many people have their most important Identifier sitting unprotected in their mail boxes. What’s this valuable Identifier? It is your Social Security Number…
Read More
Let’s face it, the recent mortgage and housing crisis has left millions of potential home buyers with bad credit. Buying a home with bad credit often leads to new credit headaches, that at times can lead to legal issues. Many consumers seek out risky…
Read More
Freezing your credit is an option provided by the 3 major credit reporting agencies, Equifax, Experian and Trans Union. When you freeze your credit report you basically lock any future creditors from accessing your credit. When applying for credit…
Read More
This is a question I’ve been asked quite a few times this Christmas season so I decided to post some information on this subject…
Read More
I recently spoke to a young lady who learned a very expensive lesson which could have easily been avoided. Be careful you never fall victim by learning from her mistake…
Read More
It seems you can’t watch the news these days without hearing about some sort of fraud. Fraud comes in many different shapes and sizes. One of the more common fraud stories of late is consumer data breeches. A consumer data breech is when an outsider gets unauthorized…
Read More
Millions of consumers who want to buy homes have less than perfect credit and they often want to know if there is way they can take advantage of today’s low interest rates and buy a home. The quick answer is it depends…
Read More
