I have the opportunity to speak to many consumers about how credit reports and credit scores work. I often hear many of these consumers complain about how their credit scores are not correct. How can a credit score by incorrect?…
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Unfortunately, data breeches that release personal information about consumers are getting to be common news. According to the I.R.S., the scheme netted thieves nearly $50 million in refunds before the I.R.S. detected it…
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Now this is what I call an expensive credit score lesson. I recently received a credit score question from a consumer who wanted to know why her credit score decreased by 82 points over the previous few months…
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Anyone who has a job knows work can be stressful and tiring. To alleviate some of the stress of work, many companies or employees start office contests. These contests break up some of the grind…
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It’s that time of year again where everyone is going to start a new year and resolve to get in shape, save money, be a better person or some other improvement in their lives…
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As they say, tis the season! But for many the season comes with some major credit score declines. Lower credit scores lead to higher interest rates and denials. Credit scoring is complicated…
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Yes folks, it is that time of year again. The malls will be filled and the credit card debts for many will be growing faster than their bellies after their Thanksgiving days feast…
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Let’s look at the most common issues and some possible solutions. I’ve seen way too many times how debt can lead couples down the path to divorce. I consistently hear two major issues which lead to marital turbulence…
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If you listen to the radio as you sit in traffic, it would seem anyone with credit card debt should sign up for debt settlement as a method of obtaining debt relief from their credit cards. The truth of the matter, one should only seek debt settlement…
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The quick answer is NO. To understand why, read on.
First, it is important to understand the only two things these two companies have in common are they both generate credit scores…
